Prepper Finances: 9 Ways that You Can Build Extra Income

In the event of a major disaster, money will be worth more than ever. For some people it will be their only safety net. And while saving as much as possible should always be your goal, it’s always useful to have a few extra income streams in place just in case!

The goal is not to make a big income as a prepper, but to have enough money saved up just in case. With this mindset, you are actually maximizing the value of your money by creating multiple streams of income. 

Not only that, but you are also maximizing your personal safety by having several different funds in place that can help you if the rest of society collapses. This will help ensure that your family is safe from any type of economic collapse or recession.


An income stream is a way to make money without having to find work that pays for your food, shelter, and regular expenses. In other words, an income stream is any way that you can make income. It does not matter how much money is coming from an income stream.

One of the ways that you can build up savings while living off-grid and prepping during a SHTF event is by creating your own business (for example: making soap).

The importance of building multiple income streams

image showing how multiple income streams can help prevent recessions

Creating multiple income streams is the key to maximizing your earning potential. In today’s world, we are increasingly seeing companies start charging for services that used to be free. 

It’s just another way of shifting more and more of our money away from us towards the wealthy elite. If you really want to be frugal in this economy, then you need lots of ways to earn income. What’s most important is that these extra sources of income support our full-time job.

1. Bartering:

You can always trade your goods and services for things that you need. This is one of the easiest ways to make extra income streams as a prepper. With this approach, you can exchange your goods and services for other supplies in bulk or smaller sizes that you may need without having to spend money on specialized equipment.

If prepping means living completely off the grid, then bartering will play a huge role in supplementing your income. Bartering will eventually become a huge part of society again after a disaster happens in order to get the items that people need without paying ridiculous prices.

If you would like to learn more about bartering, you should check out our Best Barter Items You Should Start Hoarding article.

2. Services:

If you have skills that people want, then you could always sell those skills to other people. This will be another way for you to make extra income streams as a prepper. You don’t have to have a lot of skills or know how, but if you do know how to do something specific, then you can simply put those skills on the market and try and make money with that.

If you’re good at getting things done around the house or making certain items, then it wouldn’t be difficult for you to sell your products online or in person. You could also trade your home-grown produce with others who are also prepping in order to save money on the things that they purchase from the grocery store.

3. Pawn Shop:

This is a way that millions of Americans make money every year. If you have something of value or something that you can sell for money then you could try selling it to a pawn shop. 

You will want to have a plan in place for when you need the money back but if that’s your only option, then it’s better than not having any cash on hand at all. Especially since preppers are so motivated to get things done, this area should be explored as an income stream so that you have more options in case of emergency.

4. Selling Creative Products:

If you’re a good writer or are good at creating videos, then you can always try selling those products to others. We cover this in detail in our article about how to make money with videos online without having to invest much money into the process. This would be an easy way for you to create extra income streams as a prepper that won’t cost you much either.

5. Specialized Skills:

If you have some extra skills that few people have, then you should consider offering those services to others for a price. Whether you are good at fixing things, maintaining cars, doing hair, fixing computers, or creating custom clothing, then you can put those skills to work as a way to make extra income streams as a prepper.

6. Gardening:

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If you have some land that you can use for food planting and gardening purposes then it would be a good idea for you to do this. This is another area that would be ideal if society collapsed because there are so many different types of produce that could be planted in your garden without having to buy them from the grocery store. You’ll need room for these plants and will need more than just one plot of land in order to get the maximum return on what you plant.

If you would like to learn more about gardening, be sure to check out our Gardening For Preppers (The Mega Guide) article to learn more about how you can get started right now.

7. Cooking:

If you have some amazing cooking skills or can make unique dishes that others want to try, then you can always go to work for restaurants. But if that seems like too much work for you, then there are other ways to make money cooking. If your skill lies with baking items, then you could create a blog of your recipes and sell those on an online platform.

If you would like to upgrade your cooking game, be sure to consider adding some edible weeds to some of your dishes. Most of these can be found in your backyard and are 100% free! Check out our 13 Common Edible Weeds That Are Nutritious article to learn more.

8. Stocks:

If you have plenty of time to invest in the stock market, then you could always try and set up your own personal financial portfolio and start trading online. This would be an area where you could save yourself a lot of money while investing wisely. 

You are likely to only make small commissions on any transactions that you make with this type of investment style, but it’s still a way for you to create extra income streams as a prepper. Speaking of finances and economics, if you would like to learn more about economics, you can join the EconHacks competition, boasting thousands of dollars in prizes to competitors.

9. Precious Metals

Many people are ditching the traditional savings accounts and are trading in their money for gold and silver. While it may not always be the best investment, it does provide a great hedge against inflation and market downturns. 

If you’re looking for a way to generate income on the side, then this could be a great investment opportunity for you.

Of course there are many more investments that can make you a lot of money over in this article about 8 prepper financial investments.


As you can see, there are many different ways to make extra income streams as a prepper. You do not have to have a lot of money or skill to generate extra income, but you will need some creativity and dedication. 

The first step is doing research and understanding what’s going on in the world with the current trends as well as what your passions are because this will help determine how much you can make from each income stream.

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